Ariya Naghibi

I'm not a typical loan officer. As a broker I place every kind of loan there is — conventional, FHA, VA, Non-QM, DSCR, HELOC, reverse mortgages. After ten years doing this, there is not much involving the financing of a property that I have not already seen.

Knowledge is the part most people are missing. Most borrowers walk into a mortgage not knowing what they don't know, and that is exactly where the expensive decisions get made. Having 190+ lenders to work with means I am not finding you a loan — I am finding you the right one. The one that fits your situation rather than the one that closes fastest for me.

I'll be straightforward with you. If a deal doesn't make sense, I'll say so. If there's a better option you haven't considered, I'll show you. Whether you're buying your first home, scaling an investment portfolio, or pulling equity out of a property you already own, I want you to understand exactly what you're signing and why.

That takes being reachable, so I make myself available seven days a week. I would much rather answer a question early than untangle a misunderstanding late.